Ryan provides strategic advice to leading technology companies and merchants on legal, policy and business issues relating to financial technology, and frequently counsels participants from both the public and private sectors regarding innovations in consumer finance. He has significant experience representing FinTech clients on a broad spectrum of regulatory strategy and compliance matters, and has long-standing relationships with state and federal financial regulators. With a legal background in both technology and financial services, Ryan assists clients with payment and lending matters, including electronic payments, mobile payments, prepaid cards, virtual and digital currencies, consumer lending, and federal and state licensing. He also counsels banks on operational compliance issues, new product development and regulatory matters.